“I just wanted to take a moment to let you know how much I appreciate you and all of the great work you have done for my clients and for me over these many years. You are always so professional. I especially appreciate the way you help my buyers feel secure in a situation which is so filled with pressure for them. You are equally awesome with clients with limited funds as well as my clients with millions available.

I do feel you are a miracle worker, and your optimistic upbeat attitude can not be beat”

Ruth Breuner
Real Estate Agent

“I have been investing in real estate property for the past 30 years. JVM has been handling our mortgage for the last 15 years. We have been more than satisfied with the professional and efficient service from the whole staff. We fully intend to continue our business relationship with JVM.”

Dale White
Construction Company Owner and long-time Real Estate Investor.

“I have known and done business with JVM Lending for over twelve years. In that time frame I have purchased several homes and refinanced numerous times upon their recommendations. I will continue to bring my business to his company because I feel that they are creative, well informed, and diligent about providing the best products and services available. Because of my confidence in their services I feel very comfortable recommending JVM Lending to our clients. As President of Blaise Construction it is extremely important to us that our clients are handled professionally. In our twelve years of doing business, JVM Lending have never failed to meet my expectations.”

Ken Blaise
Owner Blaise Construction & Development Co.

“I have used JVM Lending several times, and have been continuously impressed by the professionalism they have shown me in each and every transaction. Having been solicited by numerous other lenders, I have compared each of my loans and have been pleasantly surprised to find that JVM Lending has not only provided me an honest, no-hassle, no-pressure experience, but the best rate as well.”

Matt Lyman
Western US Sales Manager, Medical Device Company

“We are so happy that our insurance agent recommended you for our reverse mortgage. We have no idea what would have happened with our daughters and grandsons housing without it. It also helped put a new roof on the house, a new side fence, poured concrete on the side of the house, new shutters for the inside and even gave us cruises to enjoy.”

Paul and Cathy Nelson
Retired

“I cannot say enough about JVM Lending. They were proactive in alerting me when rates went down and took the hassle out of completing the necessary paperwork. On top of it all, after comparing experiences with friends, I am confident I received the best possible deal. I will no doubt use JVM Lending again and highly recommend them to anyone looking for a great mortgage rate with great service.“

Rodney Tos
Global Card Marketing Manager for a
Major Oil Company

“JVM Lending is the finest lending business I have ever experienced. The staff is kind, patient, courteous, and extremely professional. I will give this company an A+ for the service they render.”

Professor Silvester Carl Henderson
Los Medanos College Department Chair,
Director of Choral & Vocal Music

“I have been using JVM Lending for over 14 years, and have recommended them too many people. I find them to be very personal, very honest, very informative, and very diligent in servicing my financial needs the way that suits me. My entire family (3 children) have been in contact with JVM Lending for their services and financial dealings. I would recommend JVM Lending very highly for any financial dealings whether it would be loans, advice, and/or financial information.”

Dr. Fremont Fong, D.D.S.

“My husband and I have worked with JVM Lending many times when buying a home and refinancing. They have always had the best loan products out there. We enjoy working with JVM Lending. The level of personal service we have received over the years has been outstanding. JVM’s team took the time to explain everything to us in easy to understand terms. The rates and information we were provided with during the lending process were exactly what we saw at our closing. There were no surprises. I would highly recommend his company to anyone looking for a home loan.”

Jennifer and Matthew Phelps
Engineer and Arborist

"I can not say enough about my experiences with JVM Lending. They're always professional, responsive and courteous. And, when I compare my loans with those of my friends, I realize what a fantastic deal I got from JVM! Thank you JVM Lending!"

Jim Whitty
Firefighter for Oakland Fire Dept

“A big thank you to you, and JVM Lending for all your help. You did a tremendous job getting the loans ready in three weeks. You were the first one I called (even before my agent) when Stacy and I decided we needed a house. I would recommend JVM Lending to any of my family members or friends if they need a referral, and for any future purchases or refinancing, you can count on me giving you a call.”

De and Stacy Lam

“My wife Liz and I received our Equity Key loan in December of 2007. Our Equity Key loan has allowed us to secure an amount of money that we plan to use in the near future to remodel our kitchen and family room. This program has given us the opportunity to remodel without having to make payments or incur any new debts! Equity Key has also allowed us to remain in our home until we choose to sell or until our estate is settled without having to make any loan payments. I chose to enter this program because of the nature of the program and more importantly all of my questions were answered frankly and honestly. I recommend this program to anyone who want to remain in their home for years to come as we certainly do. I want to thank JVM Lending once again for suggesting our Equity Key loan.”

Tom and Liz Little
Retired

“Working with JVM Lending was a wonderful experience altogether. They welcomed my many questions and kept me thoroughly informed and updated throughout the financing process. Best of all, their rates and fees were far lower than what I was getting quoted at my credit union and at the bank branch near my home. I highly recommend JVM Lending”.

Zachary Shrieve
Physical Education and former English Teacher Richmond High School
Richmond, CA

I wanted to take the time and thank you again for your excellent service and assistance in helping us acquire financing for our new vacation home in Grass Valley. Once again, you and Phil along with the rest of your excellent staff were able to seek out the best product available and work with us and the bank to make sure we were able to secure our funds in a timely manner. I strongly believe that had it not been for your exceptional knowledge of this industry, accompanied by the personal dedication and assistance you provided to us when dealing with the bank, our dream home might not have ever been realized. I would tell anyone interested in securing financing for a new or existing home that in these hard pressed economic times, coupled with extremely stringent funding conditions, you need a broker who can get the job done. Call JVM lending!

Much Appreciated,

“Dealing with JVM Lending was as easy as calling them, submitting my paperwork, and waiting to hear when I had to sign the final documents. They kept me updated each step of the way and in less than a month I had my new loan. I have a busy schedule and it was nice to not have to worry about what was going on with my loan. I left that up to the professionals and am extremely happy with the results. I will absolutely use JVM Lending for all my mortgage needs in the future.”

“Wells Fargo could NOT get my loan approved! But JVM Lending could and did!

I lost the $200,000 house I wanted because Wells Fargo could not ‘pre-approve’ me. The inexperienced loan officer could not ‘make the debt ratios work’. JVM Lending got me pre-approved with Citi Mortgage without any issues. Now I can get the house I want. JVM’s rates and fees were lower too. I would recommend JVM Lending to anyone.”

Oscar Quintanilla
Antioch, California