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To be eligible for a federally insured Home Equity Conversion Mortgage (HECM), you must discuss the loan with a counselor employed by a nonprofit or public agency approved by the U. S. Department of Housing and Urban Development (HUD). The first step is to decide to proceed with a Reverse Mortgage is to contact the “Reverse Mortgages for You, Team". We will direct you to the nearest Counselor and most time sensitive. We have no affiliation with any Agency. The final choice for your Counseling is your decision. Who Can Request Counseling The homeowner or the owner's authorized legal representative can request reverse mortgage counseling. Authorized legal representatives can be a guardian, conservator, or a person holding a durable power of attorney who has been authorized to act in this matter by the owner. Choose a Counselor |
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